25 September 2009

Orlando Auto Insurance - What is Required

Orlando Auto Insurance - What is Required

Orlando auto insurance is a requirement for all residents of Orlando and all who are planning to stay in the city for more than 90 days a year..

Remember that driving with no car insurance is against the law. You are obliged to obtain auto insurance even for vehicle garaged and not-runner,as long as it is registered in Florida.

Your auto insurance must be from Florida and cannot be a policy from another state

Orlando Auto Insurance Requirements

The minimum coverage required is:

1. PIP - Personal Injury Protection, $10,000.

2. PDL - $10,000 Property Damage Liability,$10,000

Bodily Injury Liability (BIL) coverage may be required if you have been involved in an accident in the past or

Note that Florida is one of the few states with No Fault auto insurance law.

This means that if you are involved in an accident, your insurance company will cover your medical expenses, regardless of who was at fault. The at fault party is responsible for covering the property damages.

How to save on Orlando Auto Insurance?

In comparison with other cities in Florida, the residents of Orlando pay slightly more for their car insurance.

That being said, there are a lot of things you can do in order to pay less for your auto insurance.

1. Leave the car at home more often - walk,carpool and biking are all good options. Less mileage means more affordable vehicle insurance and less spent on gas every month.

2. Pay attention on the road- if you have speed tickets or other traffic violations, vehicle in Orlando will not come cheap.

3. Online quotes are your friend - you will be surprised how much you can save if you shop around.

Get free Orlando auto insurance quotes in minutes and see how much you can save today.

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