According to the Wall Street Journal, General Motors will increase its annual sales in China to three million vehicles by 2015. This is just the latest evidence that China’s automotive market is growing faster than that of the U.S.
The report, released Monday by the state Department of Insurance, says Mercury apparently has violated the insurance code, "resulting in consumers being overcharged or denied coverage," according to a statement from Insurance Commissioner Steve Poizner.
According to Insure.com, states’ different laws are partly to blame. “Our findings show that the financial ramifications of specific state laws and regulations are driving high rates in certain states,” Amy Danise, senior managing editor of Insure.com, said in a statement. “No matter how good your own driving record is, you’re paying for the decisions of lawmakers.
Mercury officials strongly denied the new allegations. In a statement Monday, the company said it "takes very seriously our responsibilities to consumers and our customers" and added: "We don't engage in practices that would overcharge our customers."
Home Renters Insurance - Ways to Find A Better Deal | Inexpensive Auto Insurance For Senior Citizens
The company and its chairman, George Joseph, have donated more than $7.2 million to state political campaigns in the past decade. In 2009, Mercury donated $13,000 to the gubernatorial campaign of Attorney General Jerry Brown but has not donated to Poizner's campaign for governor.
source
13 April 2010
18 March 2010
Cheap Auto Insurance for Young Drivers
Trying to find auto insurance for young drivers? It is a good idea to discover as much as possible before getting insurance quotes.
Knowing what factors determine young drivers auto insurance rates will save you a lot of time and money. At the end of the day, you will be able to get cheaper insurance.
It is shocking that a lot of people pay considerably more than they really need to for their auto insurance . By far the most common mistake is not comparing quotes.
As you probably know auto insurance for young drivers can be very costly. That's why it is of paramount importance to go the extra mile in order to find the best combination of lower car insurance premiums and good insurance coverage.
One of the biggest problems young drivers face is their lack of driving history. Sadly, there is no quick-fix solution to this problem. Most insurers treat all young drivers the same way as a significant insurance risk. It is a fact that because of their inexperience drivers under the age of twenty five are approximately 3 times more likely to be responsible for an accident compared to a diver over sixty.
It is not surprising that a huge number of careful young drivers feel 'punished' by the insurers. In the eyes of many, having to pay up to five thousand dollars per year is unjust. Of course, there are things that can be done to help the situation. You can lower your insurance premiums if you maintain good grades at school, drive an "insurance friendly" vehicle and reduce your yearly mileage. Did you know that many insurers do offer up to 25% discount for students who maintain a B average.
Every young driver must focus on establishing a good driving record. Its important to know that even a single traffic violation may push your insurance premiums through the roof. Some insurers will go as far as doubling your premiums just because of one accident.
Paying close attention to the driving habits and attitude of young drivers on the road is a fantastic idea for parents. Accidents can be avoided if good driving practices are encouraged.
Some states have regulations and safety laws which apply only to young drivers, so make sure you check first. For example, there are night driving restrictions in California and Florida, and passengers restrictions in Georgia and New Jersey.
Also keep in mind that in order to apply for a driver's license, same states may require completion of several hours in a driver’s education course.
See also: Women Pay Less For Auto Insurance
Knowing what factors determine young drivers auto insurance rates will save you a lot of time and money. At the end of the day, you will be able to get cheaper insurance.
It is shocking that a lot of people pay considerably more than they really need to for their auto insurance . By far the most common mistake is not comparing quotes.
As you probably know auto insurance for young drivers can be very costly. That's why it is of paramount importance to go the extra mile in order to find the best combination of lower car insurance premiums and good insurance coverage.
One of the biggest problems young drivers face is their lack of driving history. Sadly, there is no quick-fix solution to this problem. Most insurers treat all young drivers the same way as a significant insurance risk. It is a fact that because of their inexperience drivers under the age of twenty five are approximately 3 times more likely to be responsible for an accident compared to a diver over sixty.
It is not surprising that a huge number of careful young drivers feel 'punished' by the insurers. In the eyes of many, having to pay up to five thousand dollars per year is unjust. Of course, there are things that can be done to help the situation. You can lower your insurance premiums if you maintain good grades at school, drive an "insurance friendly" vehicle and reduce your yearly mileage. Did you know that many insurers do offer up to 25% discount for students who maintain a B average.
Every young driver must focus on establishing a good driving record. Its important to know that even a single traffic violation may push your insurance premiums through the roof. Some insurers will go as far as doubling your premiums just because of one accident.
Paying close attention to the driving habits and attitude of young drivers on the road is a fantastic idea for parents. Accidents can be avoided if good driving practices are encouraged.
Some states have regulations and safety laws which apply only to young drivers, so make sure you check first. For example, there are night driving restrictions in California and Florida, and passengers restrictions in Georgia and New Jersey.
Also keep in mind that in order to apply for a driver's license, same states may require completion of several hours in a driver’s education course.
See also: Women Pay Less For Auto Insurance
06 March 2010
Car insurance rates indicate that women are in fact better drivers
Interesting article about auto insurance for women
The fact that women are safer drivers than men has been proven by recent insurance rates data.
Still, many women do not enjoy rates as low as they should be able to find them. In order to find the best deal, women also need to shop around and compare rates.
It may still be a mans world, but not as far as auto insurance is concerned. Men are in fact almost always paying more for their auto insurance than women
Officials reports suggest that women are lower risk drivers than men. Apparently, women are much more likely to obey traffic codes, drive responsibly and comply with their car insurance requirements.
Men tend to be more irresponsible drivers. It is rare that a woman would intentionally start drving dangerously. Overtaking dangerously and jumping a red light, is not something most women do.
When you compare men and women, it is safe to say that women are safer drivers. There are 2 main reasons for that, women are usually more observant and responsible. Men don't pay as much attention to road signs and other drivers as women do. It comes as no surprise that being observant means less accidents are caused by women. Statistics have shown men are the cause of accidents more frequently than women by more than 50%.
Being very protective is a characteristic many women have. It is very common for women to use their cars to drive their kids to school. The last thing they would want to do is drive dangerously and harm their child.
Not only are women protective of their children, they are protective of their jobs. For many women it is hard to land the higher paid positions. Being absent due to an accident could very well result in the loss of their hard earned job. So, being a careful driver is essential for every mother and working women.
Things may well change in the future as more women pursue careers and there are more stay-at-home dads.. Until then, women have the right to demand better auto insurance rates.
Here are more articles on the subject:
cheap car insurance for women
women pay less for car insurance
The fact that women are safer drivers than men has been proven by recent insurance rates data.
Still, many women do not enjoy rates as low as they should be able to find them. In order to find the best deal, women also need to shop around and compare rates.
It may still be a mans world, but not as far as auto insurance is concerned. Men are in fact almost always paying more for their auto insurance than women
Why do women get better deals on car insurance?
Officials reports suggest that women are lower risk drivers than men. Apparently, women are much more likely to obey traffic codes, drive responsibly and comply with their car insurance requirements.
Men tend to be more irresponsible drivers. It is rare that a woman would intentionally start drving dangerously. Overtaking dangerously and jumping a red light, is not something most women do.
Are women considered to be safer drivers?
When you compare men and women, it is safe to say that women are safer drivers. There are 2 main reasons for that, women are usually more observant and responsible. Men don't pay as much attention to road signs and other drivers as women do. It comes as no surprise that being observant means less accidents are caused by women. Statistics have shown men are the cause of accidents more frequently than women by more than 50%.
Being very protective is a characteristic many women have. It is very common for women to use their cars to drive their kids to school. The last thing they would want to do is drive dangerously and harm their child.
Not only are women protective of their children, they are protective of their jobs. For many women it is hard to land the higher paid positions. Being absent due to an accident could very well result in the loss of their hard earned job. So, being a careful driver is essential for every mother and working women.
Things may well change in the future as more women pursue careers and there are more stay-at-home dads.. Until then, women have the right to demand better auto insurance rates.
Here are more articles on the subject:
cheap car insurance for women
women pay less for car insurance
03 March 2010
SR22 Insurance California Explained
California Insurance Proof Certificate
Generally speaking, a policy is referred to as SR22 insurance when an SR22 Form needs to be submitted. Your insurance company has to submit this form to the California Department of Motor Vehicles (DMV), if you are obliged to show a proof of financial responsibility. It is worth pointing out that a copy of your insurance or insurance card will not be accepted by the DMV as a replace of anSR22 form .
In California the minimum insurance requirements are:
* $15,000 for injury/death to one person
* $30,000 for injury/death to more than one person
* $5,000 for damage to property
Who needs SR22 Insurance in California?
Usually, a driver is required to file an SR22 form for one of two reasons. The first, and most common, is conviction for driving under the influence (DUI) of either alcohol or drugs. Causing an accident while driving without insurance is the other.Both reasons will mean that your driving license will be suspended. As you probably know, California has one of the toughest car insurance laws. DUI conviction may even lead to a jail sentence and you will also be required to take part in a DUI program. One year without a license is the penalty for driving without insurance.
Maintain a proof of financial responsibility
You will have to maintain a proof of financial responsibility for three years. In order to reinstate your drivers license, you will be required to pay additional fees. During this period you will consider you to be a "high-risk" driver.If your filling period expires or your auto insurance in cancelled, the DMV will be notified by your insurance company. If you let your insurance lapse during these 3 years and SR26 form is submitted, your license will be suspended by the DMV.
SR is state specific, so bare in mind that your SR22 insurance will only be valid in CA. If you move to another state, you will have to obtain another policy.
The reality of the situation is that SR22 means higher insurance premiums. That's why it is very important to shop around and find the best deal.
For more information about SR22, please visit:
SR22 Form
SR22 Insurance
Generally speaking, a policy is referred to as SR22 insurance when an SR22 Form needs to be submitted. Your insurance company has to submit this form to the California Department of Motor Vehicles (DMV), if you are obliged to show a proof of financial responsibility. It is worth pointing out that a copy of your insurance or insurance card will not be accepted by the DMV as a replace of anSR22 form .
In California the minimum insurance requirements are:
* $15,000 for injury/death to one person
* $30,000 for injury/death to more than one person
* $5,000 for damage to property
Who needs SR22 Insurance in California?
Usually, a driver is required to file an SR22 form for one of two reasons. The first, and most common, is conviction for driving under the influence (DUI) of either alcohol or drugs. Causing an accident while driving without insurance is the other.Both reasons will mean that your driving license will be suspended. As you probably know, California has one of the toughest car insurance laws. DUI conviction may even lead to a jail sentence and you will also be required to take part in a DUI program. One year without a license is the penalty for driving without insurance.
Maintain a proof of financial responsibility
You will have to maintain a proof of financial responsibility for three years. In order to reinstate your drivers license, you will be required to pay additional fees. During this period you will consider you to be a "high-risk" driver.If your filling period expires or your auto insurance in cancelled, the DMV will be notified by your insurance company. If you let your insurance lapse during these 3 years and SR26 form is submitted, your license will be suspended by the DMV.
SR is state specific, so bare in mind that your SR22 insurance will only be valid in CA. If you move to another state, you will have to obtain another policy.
The reality of the situation is that SR22 means higher insurance premiums. That's why it is very important to shop around and find the best deal.
For more information about SR22, please visit:
SR22 Form
SR22 Insurance
26 February 2010
My cousin Nick was driving uninsured
My brother Nick was driving uninsured. I regret giving him the car.
How often is it that cops check if you have insurance? Its never happened to me, that's for sure.
He will get a fine for sure, but that's not all. Now even if he wants to get insured, he will need SR22. Don't know what that is exactly myself. Found some articles SR22 Form, SR22 Insurance and SR22 - what is it?.
From what I gather, if he does it again he may go to jail. I know that driving without insurance is illegal, but didn't know that the penalties where that severe.
May be he should be happy he wasn't in a accident May be even drink driving without insurance - doesn't bare thinking about it
I still can't believe he did such an idiotic thing. Definitely the last time I'm giving him my car
How often is it that cops check if you have insurance? Its never happened to me, that's for sure.
He will get a fine for sure, but that's not all. Now even if he wants to get insured, he will need SR22. Don't know what that is exactly myself. Found some articles SR22 Form, SR22 Insurance and SR22 - what is it?.
From what I gather, if he does it again he may go to jail. I know that driving without insurance is illegal, but didn't know that the penalties where that severe.
May be he should be happy he wasn't in a accident May be even drink driving without insurance - doesn't bare thinking about it
I still can't believe he did such an idiotic thing. Definitely the last time I'm giving him my car
23 February 2010
Driving without insurance in the state of Florida is a punishable offence
Do you drive without auto insurance in the Sunshine State? What will happen to you when you get caught? Even if you are a meticulous driver, don't you need a car insurance?
Its of paramount importance to establish one thing first . Driving your vehicle without auto insurance in Florida, or anywhere in the United States Of America for that matter, is illegal.
It is a crime in the eyes of the law and when, not if, you get caught for driving without insurance, you will have to face charges. Quite often, police officers do check people's auto insurance policies.
Your driving privilege can be suspended by the Department of Highway Safety and Motor Vehicles for up to3 years or until you provide a proof of Florida auto insurance.
Of course, suspending your driving privilege is only the beginning. In order to reinstate your drivers license, you will have no choice but to pay a fine as well.
You will also need a SR22 Form.
You may be given a penalty between $150 and $500, depending on previous traffic violations.
Putting things into prospective, driving with no an auto insurance is not just a punishable offence, but simply a dreadful idea.
Statistically, most of the serious accidents are caused by uninsured drivers.
Think for a minute, even if you are not fined just yet, it is very probable that you may cause an accident and without a car insurance you will most likely have to pay a very large amount of money to cover repairs and medical expenses.
Experts state that as many as 1 in 5 drivers in the state of Florida are without the required insurance cover. Especially true now given the state of our economy and people's need to save money.
Trying to save money is one thing, but when it comes to driving in Florida, the law is quite clear - you are obliged to have insurance.
Its is much wiser to save money by comparing quotes and finding affordable car insurance in Florida.
Save yourself from a lot of trouble by getting insured today.
Find more information about driving auto insurance and SR22 insurance
Its of paramount importance to establish one thing first . Driving your vehicle without auto insurance in Florida, or anywhere in the United States Of America for that matter, is illegal.
It is a crime in the eyes of the law and when, not if, you get caught for driving without insurance, you will have to face charges. Quite often, police officers do check people's auto insurance policies.
Your driving privilege can be suspended by the Department of Highway Safety and Motor Vehicles for up to3 years or until you provide a proof of Florida auto insurance.
Of course, suspending your driving privilege is only the beginning. In order to reinstate your drivers license, you will have no choice but to pay a fine as well.
You will also need a SR22 Form.
You may be given a penalty between $150 and $500, depending on previous traffic violations.
Putting things into prospective, driving with no an auto insurance is not just a punishable offence, but simply a dreadful idea.
Statistically, most of the serious accidents are caused by uninsured drivers.
Think for a minute, even if you are not fined just yet, it is very probable that you may cause an accident and without a car insurance you will most likely have to pay a very large amount of money to cover repairs and medical expenses.
Experts state that as many as 1 in 5 drivers in the state of Florida are without the required insurance cover. Especially true now given the state of our economy and people's need to save money.
Trying to save money is one thing, but when it comes to driving in Florida, the law is quite clear - you are obliged to have insurance.
Its is much wiser to save money by comparing quotes and finding affordable car insurance in Florida.
Save yourself from a lot of trouble by getting insured today.
Find more information about driving auto insurance and SR22 insurance
22 February 2010
Toyota recall - Will your car insurance premium go up
Have you been affected by the recent Toyota recall. After ensuring your vehicle is safe to drive, you may be wandering what will this recall do to your auto insurance? Will there be an increase to your insurance premium? Are you and your family still properly covered? Will the value of your car go down?
Insurance companies confirm that Toyota's recall will not affect your liability or collision insurance cover. Faulty accelerator can cause accidents and if you are in one, your claim will be accepted and paid. The manufacturer will be the one insurance companies chase for compensation. You may have to pay he deductible, but experts say Toyota will return part or all of the deductible to you.
Insurance companies, including Allstate and State Farm, are reassuring customers they won't have to pay more as a result of the recall.
The model and type of car you drive plays an important role when your insurance rates are calculated.Overall, Toyota has a solid reputation for making safe cars and it would be unfair to all Toyota drivers to automatically start paying more.
The value of used Toyota cars will undoubtedly go down. Of course, this doesn't mean that you should sell yours immediately. Lower car value may mean cheaper insurance when you have to renew your policy.
Wondering how much exactly has your insurance rate actually changed?
Compare auto insurance quotes in Florida now and see for your self.
Related Articles:
SR22 insurance Florida
Driving without insurance in Florida
Insurance companies confirm that Toyota's recall will not affect your liability or collision insurance cover. Faulty accelerator can cause accidents and if you are in one, your claim will be accepted and paid. The manufacturer will be the one insurance companies chase for compensation. You may have to pay he deductible, but experts say Toyota will return part or all of the deductible to you.
Insurance companies, including Allstate and State Farm, are reassuring customers they won't have to pay more as a result of the recall.
The model and type of car you drive plays an important role when your insurance rates are calculated.Overall, Toyota has a solid reputation for making safe cars and it would be unfair to all Toyota drivers to automatically start paying more.
The value of used Toyota cars will undoubtedly go down. Of course, this doesn't mean that you should sell yours immediately. Lower car value may mean cheaper insurance when you have to renew your policy.
Wondering how much exactly has your insurance rate actually changed?
Compare auto insurance quotes in Florida now and see for your self.
Related Articles:
SR22 insurance Florida
Driving without insurance in Florida
Subscribe to:
Posts (Atom)